Diver Safety Featured Headline Training/Education

DAN Liability Insurance — It Pays to Shop Before You Buy

If you’re like most people, you don’t spend hundreds of dollars on a whim. Whether you’re shopping for airline tickets or a new smartphone, doing research and comparing options helps you spend your hard-earned money wisely. Unfortunately, many people spend more time deciding what shampoo to buy than researching their insurance coverage. We get it. Learning about insurance terms such as “claims made” and “prior acts” isn’t the most fun way to spend your free time. But if you operate a dive business or teach or lead divers, you owe it to yourself to be informed.

For nearly four decades DAN has specialized in risk mitigation and diver protection. Here’s what dive business operators and dive pros say about their DAN Liability Insurance coverage:

“When DAN began offering professional liability insurance, I knew that choosing them to cover my dive professionals meant I would be getting so much more support than I would from traditional insurance providers because DAN truly wants every dive to be accident- and injury-free. DAN’s approach is to provide my business with the tools we need to mitigate the risk of a diving accident, and they are clearly the authority on the subject matter.”

— J. Weber, Owner of Red Alert Diving, Panama City, Florida

“I was paying twice as much for my professional dive insurance before switching to DAN. By using DAN Liability Insurance, I get brand recognition. Just as importantly, I align myself with a company that is dedicated to educating the dive community to prevent accidents and save lives. My company shares thesame values of diving education. I’m going to advertise that our instructors are insured through DAN. It’s a win-win situation.”

— Brian O’Hara, Kauai Scuba Rebreather and Technical

“DAN has been absolutely refreshing! We have dealt with some other insurance companies that do not compare. The customer service is excellent, and responses to questions are fast and accurate. We love the price point!”

— Mary Morgan, Crystal River Kayak Company and Dive Center

Get the Answers You Need

Learn more about DAN Liability Insurance by attending a free one-hour webinar hosted by DAN President and CEO Bill Ziefle on Wednesday, May 16, from 11 a.m. to noon EDT. Space is limited, so pre-registration is recommended.

Everything You Want, and Nothing You Don’t

DAN liability coverage meets the requirements of all major training agencies and includes everything you want:

  • Competitive prices (with DAN members saving even more)
  • Up to US$1 million per claim / US$2 million aggregate
  • Backed by Lloyds of London and Gen Re
  • Unlimited defense costs
  • Worldwide coverage
  • Introductory scuba program coverage
  • Refusal-to-train coverage
  • General Standards Warranty
  • Coverage for bodily injury and property damage
  • Retroactive date/Prior Acts coverage
  • Options for equipment liability and excess liability coverage
  • Taxes and service charges included in pricing

… and nothing you don’t want:

  • No additional charge for technical diving or rebreather endorsements
  • No cost for additional named insureds
  • No deductible

When You Choose DAN, You Support Dive Safety

As with all DAN product and program sales, any profits earned from liability insurance sales are reinvested in ongoing medical and health research. When you choose DAN, you also support ongoing efforts to reduce dive injuries as well as improve first response and medical treatment.

Visit DAN.org/Liability to learn more, or contact us by email at LiabilityInsurance@DAN.org or phone at +1 (919) 490-2934. Our experienced team of dive insurance specialists looks forward to helping you.